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Self Is For Building Credit
Rating 4.6star icon

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  • 1M+

    Installs

  • Self Financial, Inc.

    Developer

  • Finance

    Category

  • Rated for 3+

    Content Rating

  • [email protected]

    Developer Email

  • https://www.self.inc/privacy-policy

    Privacy Policy

editor reviews

Self - Credit Builder Account, by Self Financial Inc., is a unique financial app designed to help users build credit 🔨 and save money 💰at the same time. In the competitive realm of personal finance applications 📊, Self stands out by offering an accessible credit-building alternative for those with low or no credit scores. Opting for Self among other similar apps might be a wise choice for individuals who are seeking a structured and easy-to-understand method to establish credit 🚀. As you continue your financial journey, consider giving Self a try and take the initial steps towards a brighter credit future by downloading the app today 📲.

features

  • 🔑 Credit Building Account: Self allows users to open a Credit Builder Account, which functions like a loan where you make scheduled payments, thereby demonstrating financial responsibility to credit bureaus.
  • 🔑 Secure Platform: With top-tier encryption and security measures, your personal information and financial data are kept safe and secure.
  • 🔑 Transparent Fee Structure: Self advertises a transparent fee structure, ensuring users understand the costs associated with the credit-building process upfront.

pros

  • 🎉 Accessible to Everyone: With no hard credit inquiry required, Self is accessible to individuals regardless of their credit history.
  • 🎉 Progress Tracking: Users can track their credit score progress through the app, giving them a clear view of how their financial habits are improving their credit stature.
  • 🎉 Financial Education: Self provides educational resources to help users better understand how credit works and how to improve theirs going forward.

cons

  • 🚨 Monthly Commitment: Users must commit to monthly payments, which can be a challenge for some, especially if their financial situation changes unexpectedly.
  • 🚨 Interest Payments: While users are essentially saving money, they do pay interest, which may discourage those looking for a no-cost way to build credit.
  • 🚨 Limited Immediate Utility: Unlike credit cards that offer immediate access to funds, Self's Credit Builder Account serves a more long-term goal of establishing credit history over time.

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Rating

4.6

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79066 Votes
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